Stableford Capital Insights

Stableford operates on a different investment philosophy from other financial advisory firms: adjusting based on market environment and client need. To do this we have to constantly assess risk and maintain open communication with clients – during both up and down markets. Stableford is not a manager of managers and the investment strategies are all proprietary.

When considering your legacy and future of your family, you likely think of it in terms of trusts, asset management and powers of attorney. An ethical will goes a step beyond traditional wills to include more personal details and is an excellent complement to any estate plan. If you see an ethical will as a valuable part of your legacy, it’s never too early to start writing one.

Health Savings Accounts’ triple-tax benefits make them appealing to high-net-worth investors and others who want to pay for healthcare expenses, save on taxes, and have an additional way to help fund retirement. HSAs should be part of your insurance planning discussions with your financial advisor.

When selecting variable or fixed indexed annuities, it’s important to consider how each will affect your overall financial investment strategy. Both come with the added benefit of taking payouts for life, so you don’t have to worry about outliving your investments. But they each have downsides, too. So which is best for your financial investment strategy? Potentially both.

When meeting with our clients regarding their estate planning and family wealth management, one of the top requests is to transfer wealth to children and grandchildren. While the first thought is often to leave assets in a will or trust, why wait? A strong family wealth management plan can include gifting in the present with limited tax liabilities. Top tips to maintain control and see the benefits now.

There are two important tools to be aware of that can both minimize your taxes AND bolster your retirement investment plan. Is a backdoor Roth or Rich Person Roth right for your retirement investment plan? An experienced financial advisor can really help guide you along your personal roadmap to you meet your specific goals.

While each small business and owner is different, the consensus is clear that a cash balance pension plan could be a significant boost to retirement financial planning. Benefits of this plan include the ability to contribute large amounts of money, pre-tax, as part of retirement financial planning while saving in tax deductions.