Stableford Capital Insights

As the tax year comes to a close around the holidays, it’s common to take stock of the year’s income and turn to charitable giving to potentially offset taxes. While a generous and mutually beneficial option, this can also be tricky to navigate depending on the taxpayer’s age and income level. Under current tax laws, […]

The start of a new year is the perfect time to evaluate your finances to see how you are doing in terms of spending, saving, investment performance, and long-term planning. To continue keeping your financial health in check, there are things you should keep up on throughout the year. We’ve created an easy to follow quarterly financial to do list to help you stay the course en route to your financial goals.

Legal and financial planning for Alzheimer’s can be a fraught and difficult task. But when you spot early signs of cognitive decline, you can give yourself a window to begin planning for the most expensive parts of care. Work with Stableford Capital to address some of the financial challenges of an Alzheimer’s diagnosis.

Simplify signing up for Medicare at age 65 when you work with a financial professional at Stableford Capital. Avoid common mistakes and penalties with proper sign-up timing. Maximize your savings by being strategic with employer insurance coverage and HSAs before Medicare enrollment.

After an Alzheimer’s diagnosis, protect assets as part of Alzheimer’s financial planning to ensure that enough funds remain for long-term care and support. Work with both financial and legal professionals to develop a plan for finances in the face of uncertainty. Strategize to continue earning from investments while protecting funds for the long-term.

Despite the strides that women have made in the workforce and stepping into higher seats of power, surprisingly 64% of women report being stressed about their finances. And only 1 in 5 seek out advice from a financial advisor. A top-notch female financial advisor shares her tips to help female investors ease stress and build portfolios to allow them to live the lives they want.

Entrepreneurs and small business owners can use these five tax tips for the self-employed to help you save the most on taxes. Making strategic purchases, automating bookkeeping, and taking advantage of deductions can all provide better personal tax returns. A tax professional like those at Stableford Capital can simplify the process and find additional ways to save.

Investments start with a goal in mind – to build up a fund to pay for kids’ education or build a nest egg to secure retirement income are just two typical goals. For this reason, it’s natural for the investment approach of non-professionals to place a greater emphasis on asset growth. But, as assets grow, security becomes a bigger issue. Investment professionals understand how to create the balance between growth and protection – discover why and how they do it.

When it comes to automating tasks and gathering data, technology takes the lead. But when it comes to interpreting the data and comparing it with clients’ unique financial goals, human interaction is key. A good financial advisor combines both technology tools and personal relationships to give clients positive investment experiences and positive returns.

Transferring wealth to beneficiaries should be done with tax reduction in mind. Keep an estate intact by strategizing with gifting, insurance, buy/sell agreements, and trusts. Retain control of business assets and benefit from profits while arranging for a smooth transfer of responsibilities in estate planning.