Stableford Capital Insights

When it comes to automating tasks and gathering data, technology takes the lead. But when it comes to interpreting the data and comparing it with clients’ unique financial goals, human interaction is key. A good financial advisor combines both technology tools and personal relationships to give clients positive investment experiences and positive returns.

Transferring wealth to beneficiaries should be done with tax reduction in mind. Keep an estate intact by strategizing with gifting, insurance, buy/sell agreements, and trusts. Retain control of business assets and benefit from profits while arranging for a smooth transfer of responsibilities in estate planning.

The stock market’s plunge in 2020 revealed the weaknesses of many low-risk funds, and the advantages of Separately Managed Funds (SMAs) when it comes to surviving and thriving in chaotic times.

There’s a tremendous amount of interest in the 2020 election, with many by-standers chewing their nails wondering what will happen to the economic strength of our nation. Read the Executive Summary of September 23, 2020 Moody’s Analytics’ report, The Macroeconomic Consequences: Trump vs. Biden to find out where you could stand.

A big part of investing is knowing where you stand and what future events might alter your views. The 2020 Election is one such event. Politics aside, the events of the election have what equity-geeks call a high level of dispersion—a wide range of outcomes. We’ve studied the election extensively- read our analysis of the key election impacts – and what Stableford’s positioning in front of the elections.

For Q4 of 2020, businesses may defer the payroll tax from their qualifying employees’ paychecks, giving employees a 6.2% wage increase. However, repayment is due beginning in January 2021. With payroll overhauls required and the possibility of being responsible for un-repaid taxes, many business owners question whether this payroll tax deferral is worth it.

Being named executor of an estate plan can be both an honor and a difficult task. Learn the basics to begin probate, protect assets and distribute to beneficiaries. Consulting with professionals like Stableford Capital can also simplify the process.

Based on positive psychology, four investor profiles have been identified to answer the “why” of how people invest. Utilizing these financial personalities can help investors target their portfolio toward more personally satisfying investments. Professionals in the investment field, like those at Stableford Capital, can also use these investor profiles to craft portfolios that better serve their clients.

August was another confusing month, closing with the S&P 500 up 7% despite a high level of market uncertainty. Near-urgent buying was driven by an extreme position in the options market. Discover other August indicators, and what they could mean for the remainder of the year – including why we at Stableford Capital like our holdings.