Stableford Capital Insights

Amidst the largest wealth transfer in the history of the United States—as the Baby Boomers begin to transition wealth to younger generations—the lifetime estate, gift, and generation-skipping transfer exemption (i.e., the amount that can be gifted during life or distributed after death tax free) is set to be cut in half.

Investing wisely requires a deep understanding of market cycles and effective risk management. From navigating bull and bear markets to optimizing investment strategies, it’s essential to stay informed and adapt to the ever-changing financial landscape. Explore how to master market cycles, mitigate risks, and seize opportunities for financial success in this insightful guide.

Hyper-customization, by its very nature, demands a higher degree of monitoring and active management. At Stableford, this is embraced as an essential aspect of our wealth management services. The more customized a portfolio is to an individual’s unique needs, the more dynamic and responsive its management must be.

Generative AI is a rapidly advancing technology that has garnered widespread attention across all industries and markets. With a projected growth from its current $100 billion stature to a staggering $2 trillion by 2030, it’s a twentyfold increase that demands attention.

There are plenty of uncertainties when it comes to managing your investments, but you can achieve better financial health if you take action now. Building a solid portfolio with your financial advisor is a great start. To position yourself for growth and ensure you can maintain your desired lifestyle into retirement, you should also consider a financial to-do list. While every person’s to-do list will differ slightly, we’ve outlined seven key steps and highlighted essential tax data and dates to help you get started.

Managing your wealth and making effective financial decisions requires more than just balancing financial services, taxes, and asset management. It also requires a deep understanding of your individual goals, needs, and values. Stableford rises to this challenge by combining open client communication and engagement, an innovative data-driven process, and proven, yet personalized investment strategies. Read more about our investment philosophy and watch our video in this article.

The start of a new year is the perfect time to evaluate your finances to see how you are doing in terms of spending, saving, investment performance, and long-term planning. To continue keeping your financial health in check, there are things you should keep up on throughout the year. We’ve created an easy to follow quarterly financial to do list to help you stay the course en route to your financial goals.

Simplify signing up for Medicare at age 65 when you work with a financial professional at Stableford Capital. Avoid common mistakes and penalties with proper sign-up timing. Maximize your savings by being strategic with employer insurance coverage and HSAs before Medicare enrollment.

After an Alzheimer’s diagnosis, protect assets as part of Alzheimer’s financial planning to ensure that enough funds remain for long-term care and support. Work with both financial and legal professionals to develop a plan for finances in the face of uncertainty. Strategize to continue earning from investments while protecting funds for the long-term.

Within our post-pandemic, recovering economy there are serious predictions of inflation. Learn what the different types of inflation mean for you and your investments. Work with Stableford Capital to prepare