Wealth Management

Why an Investment Approach Must Include Asset Protection and Growth

December 2, 2020Posted in Asset Management, Financial Planning, Investment, Investment Strategy, The Market, Uncategorized, Wealth ManagementWritten by Nikki SutcliffeLeave a comment
Getting the right Invesment Approach with Stableford - senior couple wanting to invest-web

Investments start with a goal in mind – to build up a fund to pay for kids’ education or build a nest egg to secure retirement income are just two typical goals. For this reason, it’s natural for the investment approach of non-professionals to place a greater emphasis on asset growth. But, as assets grow, security becomes a bigger issue. Investment professionals understand how to create the balance between growth and protection – discover why and how they do it.

How Does Behavioral Finance Affect the Psychology of Investing?

November 23, 2020Posted in Asset Management, Financial Planning, Investment, Investment Strategy, Uncategorized, Wealth ManagementWritten by Andrew Brinkman1 Comment
Peace of mind woman silhouette with water and sun inside

Money mindset starts early in life, from parental models to media influence and advertising. This psychology of investing refers to financial habits and dictates how someone spends and saves money. Through behavioral finance, an advisor gains insight into these habits to better coach the investor on how to manage money responsibly to ultimately gain financial wellness.

Stableford Market Commentary: October 2020

November 11, 2020Posted in Asset Management, Investment, Investment Strategy, Market Commentary, The Market, Wealth ManagementWritten by Justin ThomasLeave a comment
Stableford Market Commentary October 2020 business man at desk watching the market on desktop and laptop-web

In the Stableford Market Commentary October 2020 the election results and Senate makeup are factors that are driving the markets. A divided government is among the better results from an equity market perspective due to a reduction in the risk of higher corporate taxes and minimizes the possibility for less a corporate-friendly cabinet appointees in the new administration.

The Digital Dollars Change in Currency Is Coming

November 6, 2020Posted in Asset Management, Business, Investment, Uncategorized, Wealth ManagementWritten by Andrew BrinkmanLeave a comment
Stableford Digital Dollars blog showing man tradying digital currency exchange on tablet-web

Governments around the world are considering expanding their currency to include digital dollars. Using central bank digital currency will offer some benefits like direct-to-citizen payments and indisputable accounting. However, the concerns regarding inflation and technology corporation oversight is delaying immediate acceptance.

Do the Tools or the Relationship Make a Good Financial Advisor

October 30, 2020Posted in Asset Management, Financial Planning, Investment, Investment Strategy, Retirement Accounts, Wealth ManagementWritten by Nikki SutcliffeLeave a comment

When it comes to automating tasks and gathering data, technology takes the lead. But when it comes to interpreting the data and comparing it with clients’ unique financial goals, human interaction is key. A good financial advisor combines both technology tools and personal relationships to give clients positive investment experiences and positive returns.

Transferring Wealth to Beneficiaries Tax Efficiently

October 25, 2020Posted in Asset Management, Business, Financial Planning, Investment, Investment Strategy, Wealth ManagementWritten by Nikki SutcliffeLeave a comment
Transferring Wealth Family in orchard - Stableford-web

Transferring wealth to beneficiaries should be done with tax reduction in mind. Keep an estate intact by strategizing with gifting, insurance, buy/sell agreements, and trusts. Retain control of business assets and benefit from profits while arranging for a smooth transfer of responsibilities in estate planning.

Stableford Market Commentary: September 2020

October 7, 2020Posted in Asset Management, Investment, Investment Strategy, Market Commentary, The Market, Wealth ManagementWritten by Justin ThomasLeave a comment
Stableford Market Commentary September 2020

A big part of investing is knowing where you stand and what future events might alter your views. The 2020 Election is one such event. Politics aside, the events of the election have what equity-geeks call a high level of dispersion—a wide range of outcomes. We’ve studied the election extensively- read our analysis of the key election impacts – and what Stableford’s positioning in front of the elections.

Will the Q4 Payroll Tax Deferral Help Your Business? Why You Should Reconsider

October 5, 2020Posted in Asset Management, Financial Planning, Investment Strategy, Tax, Wealth ManagementWritten by Mark BaroneLeave a comment
tax planning can save you money like the man shown in office holding and surrounded by money

For Q4 of 2020, businesses may defer the payroll tax from their qualifying employees’ paychecks, giving employees a 6.2% wage increase. However, repayment is due beginning in January 2021. With payroll overhauls required and the possibility of being responsible for un-repaid taxes, many business owners question whether this payroll tax deferral is worth it.

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